"We've formulated payment options to fit growers diverse needs", says Cal Byl, Mycogen Seeds Credit Manager. They can choose whether they want to receive cash discounts by paying early or they may select a finance option.

Cash Discounts

"The earlier growers order and pay for their seed, the more money they will save with our cash discount program", says Byl. For example, with this program, growers paying by October 15, 2003 receive a 10 percent cash discount, while those paying by December 15, 2003 receive a 7.5 percent discount.

Deadline	Customer Discount
October 15	10.0%
November 15	8.5%
December 15	7.5%
January 15	5.0%
March 15	3.0%

Financing Options

In addition to the early pay discount program, Mycogen Seeds is offering a variety of financing options through Farm Plan. Growers who finance Mycogen Seeds products can also finance qualifying Dow AgroSciences chemical purchases when used in conjunction with the Mycogen Seeds purchased. This season growers can choose from two financing options.

In the first option Mycogen Seeds offers Farm Plan Preferred growers seasonal terms with a floating rate of prime minus 1 percent Annual Percentage Rate (APR)* on seed purchased before March 20, 2004. An early financing discount on seed purchases is also available through Mycogen Seeds dealers where growers will receive a 3 percent financing discount if they order by December 19, 2003 and a 2 percent discount if they order by January 16, 2004. A $5,000 minimum initial purchase is required after all discounts. Interest accrues from the date of purchase.

The second option through Farm Plan offers No Payments/No Interest on seed purchases for 120 days. With this option, growers can buy seed today and make no payments and not accrue interest for 120 days. This No Payments/No Interest option is not available with early pay or financing discounts. A $2,500 minimum initial seed purchase is required. The No Payments/No Interest option is available to growers through May 21, 2004. Regular Farm Plan purchases are available at any time of year for growers with Farm Plan credit lines available.

To learn more about cash discounts, financing options or to apply for Farm Plan financing on Mycogen Seeds products, talk with your local Mycogen Seeds dealer. Call 1-800-MYCOGEN for the dealer nearest you.

*The amount will never be less than 0.0 percent.
�Farm Plan is a trademark of Deere and Company.

Contact Information
Name: Greg Cannon
Phone: 317-337-7568
Email: [email protected]

Name: Bruce Herz
Phone: 262-938-5447
Email: [email protected]